Car insurance con

[Anth SAFC]

Feeling robbed, I've been driving 22 years and have 19 years no claims bought the wife a new BMW X4 last December and I had a Mini Cooper S. Our insurance with admiral multi car was £520 per year protected no claims fully comp. Then in January a wagon never secured his load and steel bars fell off on 70 mile an hour road, luckily the wife stopped just in time but a transit van behind smashed into the rear of the car, so there insurance paid for the repairs. Then in June my mini got written off parked outside my house by a neighbour trying to do a 3 point turn and pressed the accelerator instead of brake writing my car off hence my 2012 rcz purchase. Now my renewal quote is £1570 due to the two non fault accidents and the least I've got down to on comparison website is £1360.. How can this be fair and does anyone have any advice..


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[ONLY AEK]

of course its not fair but this is how the system works

"sell" the cars to your wife and insurance them in her name

 

[DKZ5745]

Car insurance premiums in general have increased substantially this year in comparison to last year. My renewal was ridiculous compared with what I paid the same company last year, and I have not had any claims, convictions, or anything to warrant this.
By shopping round I managed to get it back down to a similar price as last year, but it took a while.

You could always give Adrian Flux (forum sponsors) a try. I haven't tried them as my insurance is quite cheap, and they seem to specialise in more expensive quotes, but that might be just right for you.

viewtopic.php?f=18&t=10462

 

[Anth SAFC]

of course its not fair but this is how the system works

"sell" the cars to your wife and insurance them in her name

You still have to declare the accidents if you want to be on the insurance. Well I hope it's like the banks and they end up paying back plus interest in the future.


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[DAN@ADRIAN FLUX]

Hi,
Did you give us a try for insurance at all? If you did how did we do?
Regards,
Dan.

 

[Anth SAFC]

Hi,
Did you give us a try for insurance at all? If you did how did we do?
Regards,
Dan.

Dan, I have multicar as two cars to insure ended up increasing my excess as I've had no fault accidents in over 20 years of driving. Didn't try your insurance but will check with you for next year. My BMW is the main family car as have 2 boys and my rcz is for myself...


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