frankvdb said:
Mikey said:
Surely it depends on your circumstances?
My uncle always saved for a rainy day and never committed to anything old car etc, sadly he became very ill and needed 24 hr care, because he had money saved he never received any state help so all his saving went on his care , so he never had his rainy day!
It made me think ? I will never over commit but I will go for what I want now and never say maybe later?
I can't respect people who spend all their money on luxury goods and then have to hold their hand open for state help when they need it.
In the end it is the tax payers who are paying the money to the state.
Yes your right tax payers like my uncle who paid tax and NI all his life and he never got anything back from the state.
I spend my money on what I like,but I'm still paying my taxes etc, so what if I have nothing left at the end I've paid my way.
Why do you think that older people are transferring their property to their children? So the government can't take it from them when they have rightly paid for that care all their working life.
That's what taxes and NI is for!